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Heritage Financial - Stock

Heritage Financial Net Income 2024

Heritage Financial Net Income

49.01 M USD

Ticker

HFWA

ISIN

US42722X1063

WKN

923691

In 2024, Heritage Financial's profit amounted to 49.01 M USD, a -20.64% increase from the 61.76 M USD profit recorded in the previous year.

The Heritage Financial Net Income history

YEARNET INCOME (undefined USD)
2026e101.77
2025e65.44
2024e49.01
202361.76
202281.9
202198
202046.6
201967.5
201852.8
201741.5
201638.6
201537.2
201420.9
20139.5
201213.1
20116.5
201011.7
2009-0.7
20086.2
200710.7
200610.5
200510.5
20049.6

Heritage Financial Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Heritage Financial, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Heritage Financial from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Heritage Financial’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Heritage Financial. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Heritage Financial’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Heritage Financial’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Heritage Financial’s growth potential.

Heritage Financial Revenue, Profit, and EBIT History

DateHeritage Financial RevenueHeritage Financial Net Income
2026e329.07 M undefined101.77 M undefined
2025e255.93 M undefined65.44 M undefined
2024e236.95 M undefined49.01 M undefined
2023303.13 M undefined61.76 M undefined
2022257.1 M undefined81.9 M undefined
2021247.4 M undefined98 M undefined
2020251.5 M undefined46.6 M undefined
2019250.4 M undefined67.5 M undefined
2018231 M undefined52.8 M undefined
2017183.3 M undefined41.5 M undefined
2016170.1 M undefined38.6 M undefined
2015168 M undefined37.2 M undefined
2014137.6 M undefined20.9 M undefined
201381.1 M undefined9.5 M undefined
201276.4 M undefined13.1 M undefined
201179.8 M undefined6.5 M undefined
201078.3 M undefined11.7 M undefined
200961.8 M undefined-700,000 undefined
200865.7 M undefined6.2 M undefined
200771 M undefined10.7 M undefined
200663.2 M undefined10.5 M undefined
200552 M undefined10.5 M undefined
200445.4 M undefined9.6 M undefined

Heritage Financial stock margins

The Heritage Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Heritage Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Heritage Financial.

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Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Heritage Financial's sales revenue. A higher gross margin percentage indicates that the Heritage Financial retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Heritage Financial's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Heritage Financial's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Heritage Financial's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Heritage Financial. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Heritage Financial's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Heritage Financial Margin History

DateHeritage Financial Profit margin
2026e30.93 %
2025e25.57 %
2024e20.68 %
202320.37 %
202231.86 %
202139.61 %
202018.53 %
201926.96 %
201822.86 %
201722.64 %
201622.69 %
201522.14 %
201415.19 %
201311.71 %
201217.15 %
20118.15 %
201014.94 %
2009-1.13 %
20089.44 %
200715.07 %
200616.61 %
200520.19 %
200421.15 %

Heritage Financial Aktienanalyse

What does Heritage Financial do?

Heritage Financial Corp is a US bank holding company based in Olympia, Washington. The company's history dates back to 1927 when the Olympia Savings and Loan Association was founded. In 2000, the holding company was established and the Olympia Savings and Loan Association became a subsidiary. Heritage Financial Corp's business model primarily involves providing a wide range of financial products and services to individual and business customers. This includes various credit and deposit products, investment services, insurance products, as well as electronic payment and transfer services. Heritage Financial Corp also operates several business divisions to better serve its customers. These include Heritage Bank, Washougal Bank, Central Valley Bank, Whidbey Island Bank, Pierce Commercial Bank, and Providence Bank. Heritage Bank is the largest subsidiary of the company and offers a wide range of deposit and credit products. Deposit products include savings accounts, checking accounts, money market accounts, certificates, and individual retirement accounts (IRAs). Credit products include mortgages, real estate purchase loans, business loans, and lines of credit. Washougal Bank is a community bank in southwestern Washington that specializes in the needs of individual customers and small to medium-sized enterprises (SMEs). The bank offers a range of deposit and credit products, as well as online banking services. Central Valley Bank is another community bank in northeastern Washington that focuses on the needs of individual customers and businesses. The bank offers a wide range of financial products and services, including deposit and credit products, as well as online banking services. Whidbey Island Bank is a community bank that specializes in the needs of individual customers and businesses on Whidbey Island in northwestern Washington. The bank offers a variety of deposit and credit products, as well as online banking services. Pierce Commercial Bank is a commercial bank in Tacoma, Washington that focuses on businesses and nonprofit organizations. The bank offers a wide range of financial products and services, including deposit and credit products, as well as cash management solutions. Providence Bank is a commercial bank in South Dakota that focuses on businesses in rural areas. The bank offers real estate purchase loans, business loans, SBA loans, as well as cash management solutions. Overall, Heritage Financial Corp offers its customers a wide range of financial products and services tailored to their individual needs. Through its various business divisions, the company is able to serve customers in a variety of geographical regions and offer a diversified portfolio of financial products. Heritage Financial ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Heritage Financial's Profit Margins

The profit margins of Heritage Financial represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Heritage Financial's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Heritage Financial's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Heritage Financial's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Heritage Financial’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Heritage Financial Stock

How much profit has Heritage Financial made this year?

Heritage Financial has made 49.01 M USD this year.

How has the profit developed compared to last year?

The profit has increased by -20.64% compared to last year fallen

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Heritage Financial publish its earnings?

Heritage Financial publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Heritage Financial?

The profits of Heritage Financial are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Heritage Financial?

You can learn more about the earnings of Heritage Financial by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Heritage Financial pay?

Over the past 12 months, Heritage Financial paid a dividend of 0.88 USD . This corresponds to a dividend yield of about 5.14 %. For the coming 12 months, Heritage Financial is expected to pay a dividend of 0.94 USD.

What is the dividend yield of Heritage Financial?

The current dividend yield of Heritage Financial is 5.14 %.

When does Heritage Financial pay dividends?

Heritage Financial pays a quarterly dividend. This is distributed in the months of September, November, March, June.

How secure is the dividend of Heritage Financial?

Heritage Financial paid dividends every year for the past 16 years.

What is the dividend of Heritage Financial?

For the upcoming 12 months, dividends amounting to 0.94 USD are expected. This corresponds to a dividend yield of 5.47 %.

In which sector is Heritage Financial located?

Heritage Financial is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Heritage Financial kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Heritage Financial from 5/22/2024 amounting to 0.23 USD, you needed to have the stock in your portfolio before the ex-date on 5/7/2024.

When did Heritage Financial pay the last dividend?

The last dividend was paid out on 5/22/2024.

What was the dividend of Heritage Financial in the year 2023?

In the year 2023, Heritage Financial distributed 0.84 USD as dividends.

In which currency does Heritage Financial pay out the dividend?

The dividends of Heritage Financial are distributed in USD.

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Andere Kennzahlen von Heritage Financial

Our stock analysis for Heritage Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Heritage Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.